Health Insurance

Health

Individual Health Insurance

Health insurance is protection against medical costs. Without health insurance you risk financial ruin if you have a serious accident or if something happens to your health.
Often times, Americans find themselves without health insurance. It could be due to divorce, losing a job, finding a job without benefits, graduating from college, and many other reasons.
We can help you sign up for your own low cost health insurance if you are looking for individual health insurance or family health insurance. By using our service, you will be able to see a wide range of affordable, low cost individual health insurance plans from leading insurance companies. Once you put in your information you will find the affordable health insurance quote that works best for your needs.
Then, you can immediately sign up for health insurance coverage by selecting the policy that is right for you. Get started by using our online form or by calling one of our experienced health insurance advisors at 916.989.4544 (9am - 5pm PST).

Dental Insurance

Dental insurance is not always provided by employers, but did you know that you can always obtain your own affordable dental insurance plan?
We provide you access to stand-alone dental plans or dental plans included with your health insurance. Select the best dental insurance quote and get covered today!

Senior Health Insurance

Finding Affordable Health Insurance for Seniors
Securing an affordable health insurance for seniors can be a difficult task. Since several medical bills and services are not covered under Medicare, many seniors are looking for other health insurance plans. Health insurance plans for senior citizens ranges from private policies to income based programs. It also includes the complications of Part A, B, C and D of Medicare and its supplemental policies.

A Brief Overview of Medicare

Medicare is a federal health insurance service that was offered by the US government in 1965. This state funded program is especially geared towards the provision of health care coverage to Americans within the age group of 65 and above. However, any disabled person below 65 years of age can also be covered with Medicare. It is authorized under Title XVII of the Social Security Act and primarily consists of two parts- Part A (Hospital Insurance) and Part B (Medical Insurance). Part C of Medicare is referred to the Medicare Advantage program.
Part A expenditure and income is administered through the Medicare Hospital Insurance Trust Fund. The fund income comes from payroll taxes from employees and employers. Another source of income is the interest on trust fund taxes and asset on Social Security benefits. Part B gets administered by Supplementary Medical Insurance Trust Fund and the funding comes from federal general revenues and beneficiary premiums. Part C gets funding from the SMI and HI Funds. Part D (voluntary outpatient prescription drug benefit program) is also financed similar to Part B. Every year millions of Americans get health coverage from Medicare who may otherwise not be able to afford their medical bills.

Why Medicare May Not Be Enough

If you thought that Medicare would solve all your health care problems, think again. Having a Medicare program may not be enough if you want your health insurance to cover all your medical bills. There are various other medical bills that this insurance program does not cover.